Karen Lee Bertiger
CRB, CRS, e-PRO, GRI, RECS
FLORIDA LIC. REAL ESTATE BROKER
ARIZONA LIC. REAL ESTATE BROKER

INVESTMENT/INCOME REAL ESTATE
SPECIALIST

One # Access Toll Free: 1-888-768-4454  


Florida License Registered Branch Office:
901 SW Martin Downs Blvd, Ste 304A
Palm City, FL 34990
PLEASE DIRECT ALL FLORIDA BROKER MAIL TO:
Florida Branch Office Mailing Address:
PO Box 2449
Palm City, FL 34991-2449

AZ Office Mailing Address:
PO Box 1747
Barrington, IL 60011-1747
We Do Not Currently Have an Office
Location in Arizona

Investment Real Estate Brokerage & Asset Management (Not Property Mgmt)

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Contact

A NOTE ABOUT BROKER & REFERRAL DATABASES

REGISTER FOR CLIENT ACCESS
SECURE PRIVATE CLIENT NETWORK
CUSTOMER RICH CONTENT ACCESS
WHAT' S MY PCN? (PRIVATE CLIENT
      NETWORK)
               
 
HOME
PRIVACY POLICY
REGISTRATION
SERVICES
QUICK RESPONSE FORMS
AZ DEFINES A REAL ESTATE BROKER
FL TRANSACTION BROKERAGE
ASK A REAL ESTATE QUESTION
GUARANTEED SALE PROGRAM 

INCOME & INVESTMENT REAL ESTATE SERVICES & INFO:
COMMENTARY & ANALYSIS

COMMERCIAL-INVESTMENT INFO
COMMERCIAL ASSISTANCE
COMM-INV QUICK RESPONSE FORM
GUARANTEED SALE PROGRAM
INVESTMENT RESEARCH LINKS
REAL ESTATE CALCULATORS
ABOUT EXCHANGES
WHAT TO DO BEFORE YOU EXCHANGE!
RISK ANALYSIS



RESIDENTIAL INVESTMENT
INFORMATION & EDUCATION
ONLY (
An Info Service Only - I Am NOT in the General Residential Brokerage Business - My Practice is Limited to Commercial Investment):
SEARCH 4  RESIDENTIAL PROPERTIES
A LA CARTE REAL ESTATE SERVICES

CLIENT OR CUSTOMER?
QUICK RESPONSE SELLER FORM
QUICK RESPONSE BUYER FORM

INFORMATION GALORE
REAL ESTATE CALCULATORS
FREE REPORTS VIA e-MAIL
VACATION HOME INVESTMENTS
GUARANTEED SALE PROGRAM (For Portfolios of Properties Only)
LENDER PROPERTY LIQUIDATION

PRE-FORECLOSURE PURCHASES/ASSISTANCE (PORTFOLIOS OF INVESTMENTS ONLY):
REALTY-WANTED.COM
GUARANTEED SALE PROGRAM
REASONS FORECLOSURE HAPPENS
QUICK RESPONSE SELLER FORM


GENERAL BROKERAGE INFORMATION:
PRESS RELEASES & PRESS COVERAGE
CONTACT INFORMATION
RESUME
E-MAIL SCAM NOTICE
WANT A RECIPROCAL LINK?
National Association of Realtors
® 2008       Code of Ethics

Celebrating 25+ Years Career Experience in Investment Real Estate in 2008 With  30+ Years As An Investor


©2003-2008   Karen Lee Bertiger.   ALL RIGHTS RESERVED WORLDWIDE.
Privacy Policy

This web & its information is a service to Karen Lee Bertiger's prospects, customers and clients. While designed to provide accurate and authoritative information, it is not meant as a substitute for your own CPA, professional tax advisor, or attorney. Investment real estate tax planning depends on your individual facts and circumstances. You should always consult with your own tax advisor to determine if the ideas and techniques discussed here apply to your situation.  It is offered with the understanding that Karen Lee Bertiger is not engaged in rendering legal, tax or accounting service.  If legal advice or other expert tax or accounting assistance is required, the opinion or the services of a competent professional person in those disciplines should be sought. The information contained in this web is offered in good faith, developed from sources deemed to be reliable, and believed to be accurate when prepared, but is offered without warranty, express or implied, as to its merchantability, fitness for a particular purpose, or any other matter. Karen Lee Bertiger disclaims all responsibility for any loss or damage arising from reliance on such information by any party.

E-PRO, Working With the Best Pays Off

 

MY PRACTICE IS LIMITED TO COMMERCIAL INVESTMENT REAL ESTATE (Investment/Income Real Estate) --
ANY RESIDENTIAL INFORMATION IS PROVIDED AS A FREE INFORMATION
SERVICE TO WEB VISITORS

Helpful Links for Homeowners & Homeowners-to-Be (Helpful Info for First Time or Future First Time Homeowners & Property Investors Is Provided As A Service to My Web Visitors - REALTORS® in the REALTORS® Association of the Palm Beaches (RAPB) Are Actively Trying to Assist First Time Buyers and Those Seeking Affordable Housing) IF YOU WOULD LIKE A REFERRAL TO A QUALIFIED RESIDENTIAL PROFESSIONAL, PLEASE CALL ME.

ARIZONA INFO  (Florida Below) (General Info Below)



COMMERCIAL INVESTMENT/INCOME PROPERTY INFO:
Commercial Investment Properties
Commercial Investment Assistance
RISK Assessment
Financing Income Properties
Foreign Investment in US Real Estate (NAR) (Requires Adobe PDF Reader)
IRS Section 1445 Requires Tax ID Number Before Sale for BOTH Buyer & Seller if Foreign (Effective
    November 3, 2003)
NEW! September, 2005 IRS Withholding Required on Certain U.S. Real Property Transactions Involving Foreign Persons, IRS Warns

IS A PRIVATE ANNUITY TRUST A TAX-FREE SALE MECHANISM FOR YOU?
Find an IRS Revenue Ruling
TAX FREE REAL ESTATE INVESTING IN AN IRA
Tax Laws & Regulations - Real Estate Industry
Index of Applicable Federal Rates (IRS) for Real Estate Debt Instruments
State Individual Income Tax Rates for 2006
State Corporate Income Tax Rates for 2006
Capital Gains Tax Rates in the States for 2004
Small Business Survival Index 2005
& later
Exchange Info for Tenants in Common
Before Exchanging
Aerial Maps of Any US Location! 
Commercial Investment Services Quick Response Form 
Guaranteed Sale Program
Water Issues in Central Arizona
Fuel Pipeline Issues in Arizona
Locate A Qualified Intermediary
(Tax Free Exchanges)
Crime Prevention Through Environmental Design - CPTED
Links to State Economic Development Agencies
HUD's Economic Development Web Page
Historic Preservation Tax Credits
Small Business Administration Loan Program
The Catalogue of Federal Domestic Assistance
Disaster Planning Toolkit for Small Business
(PDF file)
Sustainable Development
IntelligentCommunity.org
Brookings Institution Study on the Built Environment & Future Demand
Compute the Energy Efficiency of New or Existing Buildings
Environmental Resources for Buildings


RESIDENTIAL &/OR RESIDENTIAL INCOME PROPERTY INFO:
Menu of Services and Fees
Services Provided
Residential Seller Quick Response Form
Residential Buyer Quick Response Form
Buyer Advisory (requires PDF viewer)  NEW! (Rev. 11-07) Buyer Advisory in Spanish
Guaranteed Sale Program
Housing Bubble?
Real Estate Myths
Check Your FICO Score As Often As You Want Without Penalty
Find Properties for Sale by the US Government (free)
HUD LOAN FRAUD BROCHURE

Index of Applicable Federal Rates (IRS) for Real Estate Debt Instruments
ARIZONA DEFINES A REAL ESTATE BROKER
Arizona Residential Landlord Tenant Information

Arizona Real Estate Consumer Information from the Arizona Department of Real Estate
Aerial Maps of Any US Location!
Assorted Real Estate Financial Calculators
Demonstrated Benefits for You (Residential Investments)
Time to Get Serious About Investing for Your Retirement?
I Can Help You Invest Your Retirement Funds in Real Estate 
IRA Non-Recourse Lender - North American Savings Bank, F.S.B.
INVESTOR QUESTIONNAIRE 
Harvard University's Joint Center for Housing Studies - Middle Market Rentals Study (Adobe PDF file)
Withholding Required on Certain U.S. Real Property Transactions Involving Foreign Persons, IRS Warns

GENERAL ARIZONA INFORMATION FOR INVESTORS:
Institute for Business & Home Safety - Preparation and/or Retrofitting for Disasters
Fortified for Safer Living Home Buyer's Guide
(PDF file)
Arizona Guide
Maricopa County
(info on residential parcel ownership, plat maps & tax bills in Phoenix metro)
Search Metro Phoenix Home SALES By Street or Zip Code
State of Arizona Web Portal (info on everything in Arizona state government, including the Arizona Dept. of Real Estate, etc.)
Arizona Registrar of Contractors (info on Contractors & Home Builders)
Arizona Department of Insurance (info on Insurance Companies licensed in AZ)
Arizona Department of Education
Arizona Department of Real Estate's "Arizona Real Estate & You - A Consumer's Guide"
The Arizona Republic's Mexican Food Guide


FLORIDA INFO



COMMERCIAL INVESTMENT/INCOME PROPERTY INFO:
Commercial Investment Properties
Commercial Investment Assistance
RISK Assessment
Financing Income Properties
Foreign Investment in US Real Estate (NAR) (Requires Adobe PDF Reader)
NEW! IRS Section 1445 Requires Tax ID Number Before Sale for BOTH Buyer & Seller if Foreign (Effective
    November 3, 2003)

Withholding Required on Certain U.S. Real Property Transactions Involving Foreign Persons, IRS Warns
IS A PRIVATE ANNUITY TRUST A TAX-FREE SALE MECHANISM FOR YOU?
Find an IRS Revenue Ruling
TAX FREE REAL ESTATE INVESTING IN AN IRA
Tax Laws & Regulations - Real Estate Industry 
Index of Applicable Federal Rates (IRS) for Real Estate Debt Instruments
State Individual Income Tax Rates for 2006
State Corporate Income Tax Rates for 2006
Small Business Survival Index 2005
Capital Gains Tax Rates in the States for 2004
Exchange Info for Tenants in Common
Before Exchanging
Aerial Maps of Any US Location! 
Commercial Investment Services Quick Response Form 
Guaranteed Sale Program
2003 Price Per Square Foot Sales Figures for Commercial Properties in Selected Florida Markets

Land Rush Under Way in St. Lucie County
St. Lucie County Economic Development Council
Locate A Qualified Intermediary (Tax Free Exchanges)
Crime Prevention Through Environmental Design
Links to State Economic Development Agencies
HUD's Economic Development Web Page
Historic Preservation Tax Credits
Small Business Administration Loan Program
Catalogue of Federal Domestic Assistance

Disaster Planning Toolkit for Small Business (PDF file)
Sustainable Development
IntelligentCommunity.org
Brookings Institution Study on the Built Environment & Future Demand
Compute the Energy Efficiency of New or Existing Buildings
Environmental Resources for Buildings
University of Florida Highly Ranked Nationally for Technology Transfer & Commercialization
Port St. Lucie, FL Starts Biotech Cluster (With Torrey Pines) - Along With Palm Beach County
      (Scripps Institute) & Orlando, FL
with (Burnham Institute) - Links to Info Coming Soon!

RESIDENTIAL INCOME PROPERTY INFO: 
Residential Seller Quick Response Form
Residential Buyer Quick Response Form
Guaranteed Sale Program
Housing Bubble? 
HUD LOAN FRAUD BROCHURE
 
Check Your FICO Score As Often As You Want Without Penalty
Find Properties for Sale by the US Government (free)
Index of Applicable Federal Rates (IRS) for Real Estate Debt Instruments

Aerial Maps of Any US Location! 
Important  FLORIDA "NO Brokerage Relationship" Notice to all Website Visitors
Assorted Real Estate Financial Calculators
Demonstrated Benefits for You (Residential Investments)
Time to Get Serious About Investing for Your Retirement?
Invest Your Retirement Funds in Real Estate  
IRA Non-Recourse Lender - North American Savings Bank, F.S.B.
INVESTOR QUESTIONNAIRE 
South Florida Schools Guide from the Palm Beach Post
Harvard University's Joint Center for Housing Studies - Middle Market Rentals Study (Adobe PDF file)
Insurance Tips for Floridians from the Florida Association of Realtors®
Florida MLS/IDX Search Is Now Active!
Florida Swampland Sales Revived on E-Bay! Don't Be A Victim!
Withholding Required on Certain U.S. Real Property Transactions Involving Foreign Persons, IRS Warns

FL Commission on Human Relations' Registry of 55+ Housing
Check out Florida Licensed Pest Control Companies floridatermitehelp.org
University of Florida Housing Data Including County Profiles flhousingdata.shimberg.ufl.edu

GENERAL FLORIDA INFORMATION FOR INVESTORS:
Institute for Business & Home Safety - Preparation and/or Retrofitting for Disasters
Fortified for Safer Living Home Buyer's Guide
(PDF file)
Palm Beach County Tax Assessor Offers New Service to Predict Your Property Tax Bill
       (Scroll to the Certified Tax Section where you'll find the tax calculator!)
Florida Chamber Foundation's New Cornerstone: A Vision for Florida's Economic Future
(PDF File)
Florida Office of Financial Regulation - Don't Be A Victim of Bogus Real Estate
    Securities Offerings - Check It Out!



GENERAL REAL ESTATE INVESTING INFO

Financing Income Properties
Foreign Investment in US Real Estate (NAR) (Requires Adobe PDF Reader)
IRS Section 1445 Requires Tax ID Number Before Sale for BOTH Buyer & Seller if Foreign (Effective
    November 3, 2003)

The Power of Credit Scores
Find Properties for Sale by the US Government (free)
Find the Average Credit Score in Your State
America's Most Stressful and Least Stressful Cities

General Property Tax Information

NEW TAX LAW INFORMATION
IRS Info for Military Service Members
IRS Publication 3, Armed Forces' Tax Guide

Index of Applicable Federal Rates (IRS) for Real Estate Debt Instruments
IS A PRIVATE ANNUITY TRUST A TAX-FREE SALE MECHANISM FOR YOU? (Be Careful If You Think You Know)
TAX FREE REAL ESTATE INVESTING IN AN IRA
Tax Laws & Regulations - Real Estate Industry
IRS Tax Information for International Taxpayers (US Resident & US Resident Aliens)
Beware of Real Estate Seminar Scams!
Protect Yourself from Real Estate Investment Fraud
IRS Information on Real Estate Fraud Investigations
Need Info on Real Estate Gurus?
(From John Reed)

The "Real Estate BS Artist Detection Checklist" (From John Reed) (I Recommend His Investment Books!)
INVESTMENT ASSISTANCE
NEGOTIATING

PRIVATE NETWORK
Do You Own a "Private Bank?" You Do If You Have a Self-Directed Retirement Account!
TOP REASONS FOR FORECLOSURE
WEB REAL ESTATE NOTICE
WHY USE AN E-PRO?  My e-PRO Info Page
Environmental Protection Agency's Where You Live  (learn more about your community)
Locate A Qualified Intermediary  (Tax Free Exchanges)
Exchange Info for Tenants in Common
Before Exchanging
Estate Planning and Taxation Information from Commerce Clearing House

Financial Planning Toolkit from Commerce Clearing House
ArmchairMillionaire.com
100 Questions and Answers About Buying a New Home
OFHEO-House Price Index, with links to compare Metro Areas Home Price
   Appreciation

Legal Information from the ABA
HUD's "Anti-Flipping" News Release
Harvard University's Joint Center for Housing Studies - Middle Market Rentals Study (Adobe PDF file)
INFO REQUEST 
Tips on How to Integrate Business, the Environment & Your Bottom Line
FEMA's Risk Assessment Software
Sustainable Development
Buy Property Like A Movie Star!


Helpful Links for Homeowners & Homeowners-to-Be (Helpful Info for First Time or Future First Time Homeowners & Property Investors - As A Service to My Web Visitors - REALTORS® in the Palm Beach Association Are Actively Trying to Assist First Time Buyers and Those Seeking Affordable Housing)

THE PALM BEACHES, TREASURE & RESEARCH COASTS, FLORIDA (Property Search) &
SCOTTSDALE, ARIZONA
"From the desert to the tropics"


Fire & Burglar Alarm Consumer Information
Find a Qualified Burglar & Fire Alarm Company in Your State
Guaranteed Sale Program
Find driving directions, an address location, etc.
The EPA's "Where You Live" website includes hazard information
State by State Home Inspector Laws
MSN Home Advisor
Bob Bruss' Real Estate Center
Learn how everything works
ID Theft Prevention
AnnualCreditReport.com - Available Due to Federal Law at No Cost to Consumer (See FTC website)
FTC's Web Page on Credit Repair Scams
Make Sure You Will Be Able to Afford or Even Get Homeowners Insurance - Get a C.L.U.E. Report -
     Look for the "Attention Homebuyers" Link
Check the Financial Condition of Insurers
HUD's FAQs About Escrow Accounts for Consumers